Sacramento Mortgage Loan Originator
Answers to the questions I hear most from buyers, homeowners, and investors.
Mortgage Loan Originator Serving Sacramento, CA
Brayan Leyva Gonzalez is a licensed mortgage loan originator serving Sacramento and the greater Sacramento Valley area. With access to 175+ wholesale lenders through West Capital Lending, Brayan shops your loan across the entire market — not just one bank's products. Whether you're a first-time buyer, refinancing to lower your rate, tapping equity with a HELOC, or investing in rental property, Leyva Lending Powered by West Capital Lending, Inc. delivers competitive rates backed by personal service. Sacramento offers strong value compared to coastal California, with conventional and FHA programs serving the majority of buyers.
Loan Programs
✓ Conventional (3% down)
✓ FHA (3.5% down, 580 score)
✓ VA (0% down, no MI)
✓ Jumbo (above $806,500)
✓ HELOC & HELOAN
✓ DSCR Investor Loans
✓ Bank Statement (self-employed)
✓ FHA (3.5% down, 580 score)
✓ VA (0% down, no MI)
✓ Jumbo (above $806,500)
✓ HELOC & HELOAN
✓ DSCR Investor Loans
✓ Bank Statement (self-employed)
Why Leyva Lending Powered by West Capital Lending, Inc.
✓ 175+ wholesale lenders
✓ Lower rates than retail banks
✓ One application, multiple offers
✓ Licensed in California and 27 other states
✓ 4.96★ on Experience.com
✓ Close in 21–30 days
✓ Direct access: (949) 208-7383
✓ Lower rates than retail banks
✓ One application, multiple offers
✓ Licensed in California and 27 other states
✓ 4.96★ on Experience.com
✓ Close in 21–30 days
✓ Direct access: (949) 208-7383
Get a Free Sacramento Quote
Brayan Leyva Gonzalez · NMLS 2458782 · (949) 208-7383
Still Have Questions?
I'm always happy to chat — no pressure, no obligation.